Maintaining your wealth
While you’re working and you have a spouse and children, make sure you protect them in case anything unexpected happens.
There are several insurance products which can help:
- Life insurance can work as ‘income replacement insurance’ if you were to pass away. The insurance money could support your family for a period of time, and potentially pay off your mortgage.
- Disability insurance will pay a monthly benefit to you if you ever become disabled in your working years. Your ability to earn a living is important to support your family.
- Critical illness insurance can protect your concerns regarding cancer, stroke or heart attack. CI insurance will pay a large, one-time payment to you which you could use to to help pay for treatment, faster recovery and time off from work.
Statistically, 1 in 4 people will need to use disability insurance or critical illness insurance during their working life. Disability insurance is sometimes provided by your employer.
If any insurance is not provided by your employer or you’re self-employed, we can help you apply.